In 2025, online transaction security and risks coexist, and an overall evaluation of technology, regulations and market forces is needed. In its annual report, cybersecurity company Kaspersky states that about 34% of third-party POE2 currency trading sites globally are vulnerable to exploitation (for example, in 2024, “GoldFarm.ru” exposed data of 120,000 users through SQL injection). But compliant websites (e.g., PlayerAuctions) have reduced fraud rate to 0.7% through AES-256 encryption and blockchain transaction trace technology (down to 23% for illicit websites). For instance, the EU’s Digital Markets Act requires all transactions of virtual assets be GDPR and PSD2 certified from 2025, reducing the fraud rate of fund theft on compliant websites for the users from 9% to 0.5%.
Technically, the mainstream platforms adopt AI risk control models (such as Riskified’s Chargeback AI) to detect suspicious transactions in real-time, with a success rate of 98.5%. For example, if the amount of a single purchase poe2 currency order exceeds 500 US dollars (the industry average price is 0.08 US dollars /Chaos Orb), the system will trigger two-factor authentication of face recognition + SMS verification (with a misjudgment rate of only 0.3%). Reported by a 2025 Steam community poll was the suspensions rate of players paid by PayPal or cryptocurrency as 1.2% (bank transfer rate at 4.8%), as credit to Grinding Gear Games (GGG)’s improvement on anti-RMT algorithm. Suspended accounts could be traced back with accuracy using frequency of transactions (>50/hr) and currency sources (e.g., bot withdraws), a 89% accuracy rate.
For market risk, the black market price fluctuation standard deviation of POE2 currency is 45% (15% on compliant platforms). For example, in March 2025, on some underground platform due to the adjustment of the “Void Rift” season mechanism, the price of Exalted Orb decreased from 150 Chaos Orb to 80 Chaos Orb. This led arbitrageurs to lose more than 20,000 US dollars in one day. Compliant platforms, however, keep the user loss ratio below 3% by providing price insurance features (e.g., “72-hour price protection”). According to data from the FTC (United States Federal Trade Commission), the number of virtual currency fraud cases reached 170 million US dollars by 2024, but the compensation rate of registered platforms that are under the Consumer Virtual Asset Protection Act rose to 92% (only 65% for 2023).
Legal compliance varies by region: buy poe2 currency buying has become a legal category in Japan under the “Game Asset Trading Promotion Act” (at an 8% tax rate of transaction value), and South Korea has the “Game Industry Promotion Act” to outright ban RMT, with the maximum fine being 50 million won (around 38,000 US dollars) for those who break it. At the technical evasive level, some sites are using “loging-style delivery” (such as batch money transferring and IP cloaking) to reduce the likelihood of being caught by GGG (the account suspension rate dropped from 12% to 4%), but moral debates still remain – based on the data from the Reddit community, 32% of the players believe buying currency takes away fairness. This led the peak of the season’s rate of inflation economically to 18% (5%-8% being the usual range).
Although risks are manageable, consumers are still required to weigh the pros and cons: The compliant site “Eldorado.gg” offers $3,000 transaction protection and 7× 24-hour arbitration, but at a cost of up to 15% (3% for black market sites); In 2025, GGG officially launched the “Safe Market” feature (with a 5% fee), which allows players to exchange POE2 Currency directly (with a limit of 50 Chaos Orbs per day). If risk-controlling practices (e.g., staged small-denomination purchases and employing an SSL 3.0 certification platform) are utilized, the overall level of security factor in buying poe2 currency can be elevated to 90%, but at the cost of relinquishing 10%-20% of the cost advantage. In such an efficiency-risk competitive game, judicious choice still remains the ground principle for protecting asset security.